/* AD Transactions & Rénovation — feuille de style partagée
   Chartre graphique inchangée : mêmes couleurs, mêmes composants, mêmes espacements
   que la version mono-page d'origine. Externalisée pour la mise en cache navigateur
   (chargée une fois, réutilisée sur toutes les pages du site). */
:root{
  --navy:#0f2d3d;
  --navy-light:#173f54;
  --gold:#c9a24b;
  --cream:#f7f4ee;
  --gray:#5b6670;
  --white:#ffffff;
}
*{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;}
body{
  font-family:'Georgia', 'Times New Roman', serif;
  color:var(--navy);
  background:var(--cream);
  line-height:1.6;
}
h1,h2,h3{font-family:'Helvetica Neue', Arial, sans-serif;}
a{text-decoration:none;color:inherit;}
a:focus-visible, button:focus-visible, input:focus-visible, textarea:focus-visible, summary:focus-visible{
  outline:3px solid var(--gold);outline-offset:2px;
}
.container{max-width:1080px;margin:0 auto;padding:0 24px;}
.visually-hidden{
  position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;
  clip:rect(0,0,0,0);white-space:nowrap;border:0;
}
.skip-link{
  position:absolute;left:-999px;top:0;background:var(--gold);color:var(--navy);
  padding:10px 16px;z-index:100;font-family:'Helvetica Neue', Arial, sans-serif;font-weight:700;border-radius:0 0 4px 0;
}
.skip-link:focus{left:0;}

header{
  position:sticky;top:0;z-index:50;
  background:var(--navy);
  color:var(--white);
  box-shadow:0 2px 10px rgba(0,0,0,0.15);
}
.nav{
  display:flex;align-items:center;justify-content:space-between;
  padding:16px 24px;max-width:1080px;margin:0 auto;
  gap:16px;
}
.brand{font-family:'Helvetica Neue', Arial, sans-serif;font-weight:700;font-size:1.15rem;letter-spacing:0.5px;display:flex;align-items:center;gap:10px;}
.brand span{color:var(--gold);}
.nav-links{display:flex;gap:24px;font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.9rem;flex-wrap:wrap;}
.nav-links a{opacity:0.9;transition:opacity .2s;white-space:nowrap;}
.nav-links a:hover, .nav-links a[aria-current="page"]{opacity:1;color:var(--gold);}
.nav-cta{
  background:var(--gold);color:var(--navy);padding:9px 18px;border-radius:4px;
  font-family:'Helvetica Neue', Arial, sans-serif;font-weight:700;font-size:0.88rem;white-space:nowrap;
}

.hero{
  background:linear-gradient(135deg,var(--navy) 0%,var(--navy-light) 100%);
  color:var(--white);
  padding:90px 0 80px;
  text-align:center;
}
.hero h1{
  font-size:2.5rem;max-width:760px;margin:0 auto 20px;line-height:1.25;
}
.hero h1 em{color:var(--gold);font-style:normal;}
.hero p{
  font-size:1.15rem;max-width:620px;margin:0 auto 34px;opacity:0.9;font-family:'Helvetica Neue', Arial, sans-serif;
}
.btn{
  display:inline-block;background:var(--gold);color:var(--navy);
  padding:14px 34px;border-radius:4px;font-weight:700;font-family:'Helvetica Neue', Arial, sans-serif;
  transition:transform .2s, box-shadow .2s;
}
.btn:hover{transform:translateY(-2px);box-shadow:0 6px 18px rgba(201,162,75,0.35);}
.btn-outline{
  display:inline-block;border:1.5px solid var(--white);color:var(--white);
  padding:12px 32px;border-radius:4px;font-weight:700;font-family:'Helvetica Neue', Arial, sans-serif;margin-left:14px;
}

/* Hero réduit pour les pages internes (mêmes styles, format plus compact) */
.page-hero{
  background:linear-gradient(135deg,var(--navy) 0%,var(--navy-light) 100%);
  color:var(--white);
  padding:56px 0 44px;
  text-align:center;
}
.page-hero h1{font-size:2.1rem;max-width:760px;margin:0 auto 14px;line-height:1.25;}
.page-hero p{font-size:1.05rem;max-width:640px;margin:0 auto;opacity:0.9;font-family:'Helvetica Neue', Arial, sans-serif;}

/* Fil d'Ariane */
.breadcrumb{
  background:var(--white);border-bottom:1px solid #e2ddd0;
  font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.82rem;color:var(--gray);
}
.breadcrumb ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:12px 24px;max-width:1080px;margin:0 auto;}
.breadcrumb li:not(:last-child)::after{content:'/';margin-left:6px;color:#c9c1ad;}
.breadcrumb a{color:var(--gray);}
.breadcrumb a:hover{color:var(--navy);}
.breadcrumb li[aria-current]{color:var(--navy);font-weight:700;}

section{padding:80px 0;}
.section-label{
  text-transform:uppercase;letter-spacing:2px;color:var(--gold);
  font-family:'Helvetica Neue', Arial, sans-serif;font-weight:700;font-size:0.8rem;margin-bottom:10px;text-align:center;
}
section h2{font-size:2rem;text-align:center;margin-bottom:16px;}
.section-sub{
  text-align:center;max-width:640px;margin:0 auto 50px;color:var(--gray);font-family:'Helvetica Neue', Arial, sans-serif;
}

.intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center;}
.intro-grid p{margin-bottom:16px;color:var(--gray);font-family:'Helvetica Neue', Arial, sans-serif;}
.intro-card{
  background:var(--white);border-radius:8px;padding:32px;box-shadow:0 8px 30px rgba(15,45,61,0.08);
  border-left:4px solid var(--gold);
}
.intro-card h3{margin-bottom:10px;font-size:1.1rem;}
.intro-card p{color:var(--gray);font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.95rem;}

.advantages{background:var(--white);}
.adv-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;}
.adv-card{
  background:var(--cream);padding:30px 26px;border-radius:8px;text-align:left;
}
.adv-icon{
  width:44px;height:44px;border-radius:50%;background:var(--navy);color:var(--gold);
  display:flex;align-items:center;justify-content:center;font-weight:700;margin-bottom:16px;font-family:'Helvetica Neue', Arial, sans-serif;
}
.adv-card h3{font-size:1.05rem;margin-bottom:8px;}
.adv-card p{color:var(--gray);font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.92rem;}

.steps{counter-reset:step;}
.step-list{display:grid;gap:0;max-width:760px;margin:0 auto;}
.step-item{
  display:flex;gap:22px;padding:26px 0;border-bottom:1px solid #e2ddd0;
}
.step-item:last-child{border-bottom:none;}
.step-num{
  counter-increment:step;
  min-width:48px;height:48px;border-radius:50%;background:var(--gold);color:var(--navy);
  display:flex;align-items:center;justify-content:center;font-weight:700;font-family:'Helvetica Neue', Arial, sans-serif;font-size:1.1rem;
}
.step-num::before{content:counter(step);}
.step-text h3{font-size:1.08rem;margin-bottom:6px;}
.step-text p{color:var(--gray);font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.95rem;}

.security{
  background:var(--navy);color:var(--white);
}
.security h2{color:var(--white);}
.security .section-sub{color:#c7d3d9;}
.sec-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px;}
.sec-card{
  background:rgba(255,255,255,0.06);padding:26px;border-radius:8px;border:1px solid rgba(201,162,75,0.3);
}
.sec-card h3{color:var(--gold);font-size:1rem;margin-bottom:8px;}
.sec-card p{color:#dbe3e7;font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.92rem;}

.faq{max-width:760px;margin:0 auto;}
details{
  background:var(--white);border-radius:8px;padding:20px 24px;margin-bottom:14px;
  box-shadow:0 4px 16px rgba(15,45,61,0.06);
}
summary{
  cursor:pointer;font-family:'Helvetica Neue', Arial, sans-serif;font-weight:700;font-size:1rem;list-style:none;
  display:flex;justify-content:space-between;align-items:center;gap:12px;
}
summary::-webkit-details-marker{display:none;}
summary::after{content:'+';color:var(--gold);font-size:1.4rem;font-weight:400;}
details[open] summary::after{content:'−';}
details p{margin-top:14px;color:var(--gray);font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.95rem;}

.contact{background:var(--white);}
.contact-wrap{display:grid;grid-template-columns:0.9fr 1.1fr;gap:50px;}
.contact-info h3{font-size:1.3rem;margin-bottom:14px;}
.contact-info p{color:var(--gray);font-family:'Helvetica Neue', Arial, sans-serif;margin-bottom:22px;}
.contact-detail{margin-bottom:16px;font-family:'Helvetica Neue', Arial, sans-serif;}
.contact-detail strong{display:block;color:var(--navy);font-size:0.85rem;text-transform:uppercase;letter-spacing:1px;margin-bottom:4px;}
.contact-detail span{color:var(--gray);}

form{background:var(--cream);padding:34px;border-radius:8px;}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px;}
.form-group{display:flex;flex-direction:column;}
.form-group.full{grid-column:1/-1;}
label{
  font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.85rem;font-weight:700;margin-bottom:6px;color:var(--navy);
}
input, textarea, select{
  padding:11px 12px;border:1px solid #d9d2c2;border-radius:4px;font-family:'Helvetica Neue', Arial, sans-serif;
  font-size:0.95rem;background:var(--white);width:100%;
}
input:focus, textarea:focus, select:focus{border-color:var(--gold);}
textarea{resize:vertical;min-height:100px;}
.field-hint{font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.78rem;color:var(--gray);margin-top:4px;}
.submit-btn{
  width:100%;background:var(--navy);color:var(--white);padding:14px;border:none;border-radius:4px;
  font-family:'Helvetica Neue', Arial, sans-serif;font-weight:700;font-size:1rem;cursor:pointer;margin-top:4px;
  transition:background .2s;
}
.submit-btn:hover{background:var(--navy-light);}

footer{
  background:var(--navy);color:#a9b8bf;padding:36px 0;text-align:center;
  font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.85rem;
}
footer .brand{color:var(--white);margin-bottom:8px;font-size:1rem;justify-content:center;}
footer .disclaimer{max-width:640px;margin:14px auto 0;opacity:0.75;font-size:0.78rem;line-height:1.6;}
.footer-links{
  display:flex;flex-wrap:wrap;justify-content:center;gap:8px 18px;margin:18px auto 0;max-width:760px;
  padding-top:18px;border-top:1px solid rgba(255,255,255,0.12);
}
.footer-links a{color:#c7d3d9;}
.footer-links a:hover{color:var(--gold);}

.photo-band{background:var(--cream);padding:50px 0;}
.photo-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;}
.photo-band img{width:100%;height:auto;border-radius:8px;display:block;box-shadow:0 8px 30px rgba(15,45,61,0.12);}
.photo-grid figcaption{margin-top:10px;text-align:center;font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.85rem;color:var(--gray);}
.tools-photo{margin-top:24px;}
.tools-photo img{width:100%;height:auto;border-radius:8px;display:block;box-shadow:0 8px 30px rgba(15,45,61,0.12);}
.tools-photo figcaption{margin-top:10px;text-align:center;font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.85rem;color:var(--gray);}

/* Grille zones / villes */
.zone-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
.zone-card{
  background:var(--white);border-radius:8px;padding:22px;box-shadow:0 4px 16px rgba(15,45,61,0.06);
  border-left:3px solid var(--gold);
}
.zone-card h3{font-size:1rem;margin-bottom:6px;}
.zone-card p{color:var(--gray);font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.88rem;margin-bottom:10px;}
.zone-card a{font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.85rem;font-weight:700;color:var(--navy);}
.zone-card a:hover{color:var(--gold);}

/* Fournisseurs / marques */
.brand-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
.brand-card{
  background:var(--white);border-radius:8px;padding:24px;box-shadow:0 4px 16px rgba(15,45,61,0.06);
  border-top:3px solid var(--gold);
}
.brand-card .brand-cat{
  font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.7rem;text-transform:uppercase;
  letter-spacing:1px;color:var(--gold);font-weight:700;margin-bottom:6px;
}
.brand-card h3{font-size:1.02rem;margin-bottom:6px;}
.brand-card p{color:var(--gray);font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.86rem;margin-bottom:8px;}
.brand-card .brand-adv{
  font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.76rem;color:var(--navy);opacity:0.75;margin-bottom:10px;
}
.brand-card a{font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.8rem;font-weight:700;color:var(--navy);}
.brand-card a:hover{color:var(--gold);}
.brand-disclaimer{
  text-align:center;max-width:720px;margin:30px auto 0;color:var(--gray);
  font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.8rem;opacity:0.85;line-height:1.6;
}

/* Domaines d'intervention (grille compacte à icônes) */
.domain-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;}
.domain-item{
  background:var(--white);border-radius:8px;padding:18px 14px;text-align:center;
  box-shadow:0 4px 14px rgba(15,45,61,0.06);
}
.domain-item .adv-icon{margin:0 auto 10px;}
.domain-item span{
  display:block;font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.86rem;font-weight:700;color:var(--navy);
}

/* Chiffres clés animés */
.stats-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.stat-card{
  background:rgba(255,255,255,0.06);border:1px solid rgba(201,162,75,0.3);border-radius:8px;
  padding:30px 20px;text-align:center;
  opacity:0;transform:translateY(16px);transition:opacity .6s ease, transform .6s ease;
}
.stat-card.is-visible{opacity:1;transform:translateY(0);}
.stat-card .stat-figure{
  font-family:'Helvetica Neue', Arial, sans-serif;font-weight:700;font-size:1.6rem;color:var(--gold);margin-bottom:8px;
}
.stat-card .stat-label{
  font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.88rem;color:#dbe3e7;
}

/* Outils gratuits / simulateurs */
.tools-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:start;}
.tool-card{
  background:var(--white);border-radius:8px;padding:30px;box-shadow:0 8px 30px rgba(15,45,61,0.08);
  border-top:3px solid var(--gold);
}
.tool-card-head{display:flex;align-items:center;gap:14px;margin-bottom:6px;}
.tool-card-head h3{font-size:1.15rem;margin:0;}
.tool-card > .tool-intro{
  color:var(--gray);font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.88rem;margin-bottom:20px;
}
.tool-card .form-row{margin-bottom:14px;}
.tool-card .form-group{margin-bottom:0;}
.tool-card .form-group.full{margin-bottom:14px;}
.tool-card label{font-size:0.8rem;}
.tool-card input, .tool-card select{padding:9px 10px;font-size:0.9rem;}
.tool-actions{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0 6px;}
.tool-actions button, .tool-actions a{
  font-family:'Helvetica Neue', Arial, sans-serif;font-weight:700;font-size:0.82rem;
  padding:10px 16px;border-radius:4px;border:none;cursor:pointer;
}
.tool-actions .btn-primary{background:var(--navy);color:var(--white);}
.tool-actions .btn-primary:hover{background:var(--navy-light);}
.tool-actions .btn-secondary{background:var(--cream);color:var(--navy);border:1px solid #d9d2c2;}
.tool-actions .btn-secondary:hover{background:#efe9db;}
.tool-actions .btn-gold{background:var(--gold);color:var(--navy);}
.tool-actions .btn-gold:hover{opacity:0.9;}

.tool-error{
  display:none;background:#fbe9e7;border:1px solid #e5b3ac;color:#8a2e1f;border-radius:4px;
  padding:10px 14px;font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.82rem;margin:14px 0;
}
.tool-error.is-visible{display:block;}

.tool-results{
  display:none;background:var(--cream);border-radius:8px;padding:20px;margin-top:18px;
}
.tool-results.is-visible{display:block;animation:fadeInUp .35s ease;}
@keyframes fadeInUp{from{opacity:0;transform:translateY(8px);}to{opacity:1;transform:translateY(0);}}
.result-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px 20px;}
.result-item strong{
  display:block;font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.72rem;text-transform:uppercase;
  letter-spacing:0.5px;color:var(--gray);font-weight:700;margin-bottom:3px;
}
.result-item span{
  font-family:'Helvetica Neue', Arial, sans-serif;font-size:1.02rem;font-weight:700;color:var(--navy);
}
.result-item.result-total{grid-column:1/-1;border-top:1px solid #e2ddd0;padding-top:12px;margin-top:4px;}
.result-item.result-total span{color:var(--gold);font-size:1.25rem;}
.result-range{
  font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.78rem;color:var(--gray);margin-top:4px;
}

.amort-toggle{
  background:none;border:none;color:var(--navy);font-family:'Helvetica Neue', Arial, sans-serif;
  font-weight:700;font-size:0.82rem;cursor:pointer;padding:0;margin-top:16px;text-decoration:underline;
}
.amort-wrap{display:none;margin-top:14px;max-height:280px;overflow:auto;border:1px solid #e2ddd0;border-radius:6px;}
.amort-wrap.is-visible{display:block;}
.amort-table{width:100%;border-collapse:collapse;font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.78rem;}
.amort-table th, .amort-table td{padding:7px 10px;text-align:right;border-bottom:1px solid #efe9db;white-space:nowrap;}
.amort-table th{background:var(--cream);position:sticky;top:0;text-align:right;}
.amort-table td:first-child, .amort-table th:first-child{text-align:left;}

.tool-notice{
  font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.76rem;color:var(--gray);
  border-left:3px solid var(--gold);padding:10px 14px;margin-top:18px;background:var(--white);line-height:1.6;
}
.tool-learn-more{
  display:inline-block;margin-top:14px;font-family:'Helvetica Neue', Arial, sans-serif;
  font-size:0.82rem;font-weight:700;color:var(--navy);
}
.tool-learn-more:hover{color:var(--gold);}

.print-only{display:none;}
#print-area h2{font-size:1.3rem;margin-bottom:4px;}
#print-area p.print-date{color:var(--gray);font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.85rem;margin-bottom:18px;}
#print-area table{width:100%;border-collapse:collapse;margin-bottom:18px;font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.92rem;}
#print-area table th, #print-area table td{text-align:left;padding:8px 6px;border-bottom:1px solid #ddd;}
#print-area .print-total{font-weight:700;font-size:1.1rem;}
#print-area .print-notice{font-size:0.8rem;color:var(--gray);margin-top:16px;border-left:3px solid var(--gold);padding-left:12px;}

@media print{
  body > *:not(#print-area){display:none !important;}
  #print-area{display:block !important;}
  body{background:#fff;}
}

/* Blog */
.blog-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:28px;}
.blog-card{background:var(--white);border-radius:8px;overflow:hidden;box-shadow:0 8px 30px rgba(15,45,61,0.08);display:flex;flex-direction:column;}
.blog-card-body{padding:24px;}
.blog-card h3{font-size:1.1rem;margin-bottom:10px;}
.blog-card p{color:var(--gray);font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.92rem;margin-bottom:14px;}
.blog-card .read-more{font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.85rem;font-weight:700;color:var(--navy);}
.blog-card .read-more:hover{color:var(--gold);}
.blog-meta{font-family:'Helvetica Neue', Arial, sans-serif;font-size:0.78rem;color:var(--gold);text-transform:uppercase;letter-spacing:1px;margin-bottom:8px;}

.article{max-width:760px;margin:0 auto;}
.article p{margin-bottom:18px;color:var(--gray);font-family:'Helvetica Neue', Arial, sans-serif;font-size:1rem;}
.article h2{text-align:left;font-size:1.5rem;margin-top:40px;margin-bottom:16px;}
.article h3{font-size:1.15rem;margin-top:28px;margin-bottom:12px;}
.article ul, .article ol{margin:0 0 18px 22px;color:var(--gray);font-family:'Helvetica Neue', Arial, sans-serif;}
.article li{margin-bottom:8px;}
.article blockquote{
  border-left:4px solid var(--gold);padding:14px 20px;margin:24px 0;background:var(--cream);
  font-style:italic;color:var(--navy);border-radius:0 8px 8px 0;
}
.article-header{max-width:760px;margin:0 auto 30px;}
.article-header .blog-meta{text-align:left;}

.cta-inline{
  background:var(--cream);border-radius:8px;padding:26px;margin:30px 0;text-align:center;
  border:1px solid #e2ddd0;
}
.cta-inline p{color:var(--navy);font-family:'Helvetica Neue', Arial, sans-serif;margin-bottom:14px;}

.checklist{list-style:none;margin:0 0 18px;}
.checklist li{
  position:relative;padding-left:28px;margin-bottom:10px;color:var(--gray);font-family:'Helvetica Neue', Arial, sans-serif;
}
.checklist li::before{content:'✓';position:absolute;left:0;color:var(--gold);font-weight:700;}

@media (max-width:840px){
  .nav-links{display:none;}
  .intro-grid, .adv-grid, .sec-grid, .contact-wrap, .photo-grid, .zone-grid, .blog-grid, .brand-grid, .stats-grid, .tools-grid{grid-template-columns:1fr;}
  .domain-grid{grid-template-columns:repeat(2,1fr);}
  .hero h1{font-size:1.9rem;}
  .page-hero h1{font-size:1.6rem;}
  .form-row{grid-template-columns:1fr;}
  .result-grid{grid-template-columns:1fr;}
}